Bradenton – Sarasota: This is good information for all homeowners, fellow Realtors and mortgage brokers:
The homeowners market has changed a little in 2011, but here are some valuable tips to keep your insurance costs down.
Last year rates went up significantly so the price of insurance rose. This year the rate increases aren’t so bad, but [...]

The City of Bradenton Housing and Community Development Division has about $130,000 available to help residents make down payments on houses if they qualify.
The funds are part of the $482,236 in State Housing Initiatives Partnership (SHIP) funding from the Florida Housing Finance Corporation that the City received for the 2008-09 program year.
To qualify, the applicant [...]

On Sunday, the Treasury Department and the Federal Housing Finance Agency jointly annonced their plan to assume control of Fannie Mae and Freddie Mac – mortgage companies that own or guarantee about half of all U.S. mortgages.
But what does this news mean to home buyers and sellers? Generally, it brings stability to the mortgage market, [...]

In today´s market, getting pre-approved for a mortgage is something every buyer must do to get his offer considered.
So why not do it up front, before you even start to look? This way you will know your price range and not waste time looking at homes you can?t afford to buy. You may also find [...]

Your credit score is an important factor in determining if you will qualify for a loan and what loan terms you will be able to qualify for. Here are some tips on how to improve your credit:
1. Check for and correct errors in your credit report.
2. Pay down credit card bills.
3. Don´t charge your credit [...]