Home Affordable Foreclosure Alternatives (HAFA) Program

Many homeowners may feel that they can no longer afford their home, but want to avoid the negative effects of foreclosure. The Home Affordable Foreclosure Alternatives (HAFA) Program offers homeowners, their mortgage servicers, and investors an incentive for completing a short sale or deed-in-lieu of foreclosure. With these options, under [...]

How does a first-time homebuyer take advantage of the $8,000 tax credit that President Obama is expected to sign into law tomorrow? It comes with a few rules. According to the most recent analysis, the following rules will apply – though things could change as tax professionals weigh the details:
• The deduction is worth 10 [...]

We are often asked by our international clients: How can we get credit in the US?
Many people talk about secured credit cards. We don’t like them. Why? There are better ways:
The way to go is the so called American Express “Global card transfer program”.
 You have to be an American Express cardholder in your home country (otherwise you [...]

Your credit score is an important factor in determining if you will qualify for a loan and what loan terms you will be able to qualify for. Here are some tips on how to improve your credit:
1. Check for and correct errors in your credit report.
2. Pay down credit card bills.
3. Don´t charge your credit [...]